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Buying & Mortgages
Buying & Mortgages

Will Halifax’s new 95% mortgage help Londoners get on property ladder?

The mortgage is only available on new-build houses costing less than £570,000, of which there are less than 12 currently for sale in London

Buying & Mortgages

New zero-deposit first-time mortgage touted as Help to Buy alternative

A new first-time buyer mortgage requiring no deposit has been announced, but is it too good to be true?

Buying & Mortgages

Bank of England scraps mortgage ‘stress test’ recommendation

The Financial Policy Committee is withdrawing its recommendation that borrowers be tested on whether they could cope with a three per cent interest rate rise.

Buying & Mortgages

Buying off-plan: the pros and cons of buying a home before it’s built

Buyers who have completed on off-plan homes reveal the upsides and downsides to buying a home before it has been built.

Buying & Mortgages

Mortgage repayments get more expensive overnight as Bank hikes rates

Putting yet more pressure on households struggling with the cost of living, mortgages are getting progressively more expensive

Buying & Mortgages

How will the latest interest hike impact your mortgage?

Interest rates have risen again, meaning millions could be set for higher mortgage costs. How much will your monthly payments increase?

Buying & Mortgages

What is Right to Buy — and what are the new changes?

Prime Minister Boris Johnson has announced plans to extend the Right to Buy scheme to housing association tenants.

Buying & Mortgages

The top 10 London boroughs to buy a home with a low deposit

Become a first-time buyer nomad and search for your new home among the rich choice in the outer boroughs.

Property News

Revealed: the number of homes for sale now in every London borough

Struggling to find a home to buy? New data shows Wandsworth and Barnet have the most properties for sale right now, while Barking & Dagenham has the fewest.

Buying & Mortgages

Buying in the 90s: ‘It was affordable there was no hard saving’

Three buyers from 1990, 2000 and 2010 may have found it much easier than Generation Rent to get on the ladder but faced different pitfalls

Where to live

‘We bought a five-bed Victorian home for the price of a London flat’

Mia Nisbett and her husband Ed decided to move to Oxfordshire for a better work-life balance.

Buying & Mortgages

Homeowners face higher mortgage bills as interest rate doubles to 0.5%

Here’s what today’s interest rate hike by the Bank of England means for homeowners.

Buying & Mortgages

How we cut monthly bills by £500 and took 50 minutes off our commute

This couple moved east for their first home together, cheaper monthly bills and shorter commutes.

Buying & Mortgages

‘My mortgage and bills cost the same as renting in a house share’

Fed up with living in a shared flat, sonographer Karen decided to see what she could afford to buy. The move is working out perfectly, she says

Buying & Mortgages

The dos and don’ts of house hunting online in 2022

Experts predict another Boxing Day boom in house searches. Here’s how to cut through the jargon of estate agents’ online listings.

Buying & Mortgages

Homeowners and buyers should act now following Bank interest rate rise

How to plan ahead with your mortgage as Bank of England puts interest rates up from 0.1% to 0.25%.

Buying & Mortgages

Interest rates rise sees millions hit by higher mortgage bills

Today’s interest rate increase is the first for more than three years.

Buying & Mortgages

86 discounted new flats to be built for north London first-time buyers

In order to be eligible to buy one of the properties, there is some small print to consider.

Buying & Mortgages

‘My £500-a-month mortgage costs so much less than renting’

Account manager Celine used Help to Buy and also benefited from the stamp duty holiday.

Property News

Softer mortgage rules will not help London’s first-time buyers

The biggest barrier to homeownership in London remains the deposit.

Buying & Mortgages

‘We swapped London for West Sussex, and found a new career’

Remote working gave Mark Smith and his husband Karl Willes the opportunity to move from London to the West Sussex coast.

Buying & Mortgages

‘We bought a fixer upper as first-time buyers on a freelance salary’

Taking on a project house is a scary prospect. But for these first-time buyers, it led to them owning their first home.

Buying & Mortgages

‘How I bought a house by myself after 20 years of renting in London’

After two decades of shuttling between rented flats, Natalie Watts decided she’d had enough — and took action to save for a home of her own.

Buying & Mortgages

What is the difference between exchange and completion?

The first-time buyer questions you’re too embarrassed to ask — answered

Buying & Mortgages

‘Intense saving and a long mortgage term made our home dream possible’

Here’s why one first-time buyer couple are still saving hard a month after buying their first house with a 15 per cent deposit.

Buying & Mortgages

‘Swapping rent for a mortgage cut my monthly bills by almost half’

Buying a flat made sense when Lauren Foy discovered she wouldn’t be able to afford to rent on her own. Here’s how she did it.